If you are involved in a car accident with a company-owned vehicle you may have a claim against the company itself. Under Georgia law, anytime an employee is involved in an accident while working for their employer, that employer is generally responsible for the damages that they cause. If there is a company-owned vehicle we want to look at what that person was doing at the time of the accident, and were they working at the time, or were they off duty? We want to look at it and see whether the company has an insurance policy on the vehicle that may provide coverage for the loss.
We also want to look at it and see whether there is any available uninsured motorist coverage for you if you were involved in the accident, which is something we always look at any time there's a motor vehicle collision.