A car accident victim hired The Champion Firm after trying to resolve her case on her own for nearly two years. With primary injuries to her thoracic spine and lumbar spine, the client was still in treatment — and was facing surgery — for her injuries almost two years after the wreck.
When the client first contacted the firm, the statute of limitations on her case was close to expiring. The at-fault driver’s insurance had paid its policy limits of $25,000, which did not come close to covering her damages. The client was already aware that she could pursue damages from her own insurance policy’s uninsured motorist coverage, but her insurance company was not cooperating.
While the at-fault driver had only been carrying $25,000 in liability coverage, the client’s uninsured motorist coverage had a limit of $250,000. This insurance could pay for her medical bills and other damages, and help her get fully comped for her damages. However, the insurance company initially offered only $50,000 in compensation.
At this point, the client knew that she needed professional legal help, so she hired The Champion Firm team. Recognizing that the insurance company was unwilling to offer a reasonable settlement amount, the firm filed a lawsuit on behalf of the client. In the end, the insurance company agreed to settle at $212,500 in compensation.
In addition to the shortened timeline, due to the impending statute of limitations, this case also presented another challenge: causation. The impact of the accident was moderate. It was not a minor fender-bender, but it was also not a major collision. There was a one-week delay before the client received medical treatment, and she had some gaps in treatment thereafter. Based on these delays and gaps, the insurance company attempted to argue that the accident had not actually caused her injuries. Through diligent work — and by showing that they were willing to take the case all the way to court — The Champion Firm team got the insurance company to settle at a reasonable amount.
Auto Accident Settlement:
The case eventually settled for $212,500 after The Champion Firm team filed a lawsuit. Diligence and perseverance won this settlement for the client.
In the Client’s Words:
When asked how she felt about working with The Champion Firm, the client said, “I felt that Darl and his team were compassionate and caring. I always felt that Darl really listened to me, and my case felt like a team effort. He was always there when I needed him.”