$100,000 Uninsured Motorist Policy Limit for passenger in DUI Wreck

$100,000 Uninsured Motorist Policy Limit for passenger in DUI Wreck

Our client was a young Air Force service member riding as a passenger in a friend’s vehicle. Unfortunately, his friend was speeding and under the influence of alcohol. The vehicle traveled off the road way, into a ditch, then struck a culvert and went airborne – eventually hitting a tree. Our client was rushed by EMS to the hospital, where he stayed for three days. He suffered a compression fracture to his thoracic spine, as well as a complete tear of his thumb ligament. He underwent treatment until early 2021 with medical bills totaling over $30,000.

First, The Champion Firm team pursued the USAA liability policy. We worked quickly and were able to get that full policy limit for our client in November 2020. Next, Morgyn Graber pursued our client’s full uninsured motorist policy. Our client, the passenger, was of legal drinking age and had also consumed alcohol the night of the collision. The challenge was, his UM carrier tried to use this information against him, attempting to place some blame on our client. However, we throughly deconstructed this attempt at blaming our client, and recovered his full UM limits of $100,000 in August 2021. The accident happened in early Fall of 2020, and both full-policy settlements were tendered less than a year after our client’s accident despite complications due to the pandemic.