How Much Is Your Georgia Personal Injury Claim Worth?

Every case is different, but you deserve to recover all your losses.

Pay nothing until you win.


Over $100 Million Won.

Factors that Determine Personal Injury Claim Worth

As we stated earlier, the factors are different in every injury case. Thus, it is impossible to calculate how much your case is worth without looking at all aspects. That’s why a consultation with a personal injury lawyer is essential. These professionals are familiar with the variables that impact the value of a case and can generally give you a good estimate during a free case consultation.

Personal Injury Case Value Formulas

Some insurance companies use formulas to determine the value of a case. Two popular examples that are often discussed are the multiplier formula and a per diem formula.

A multiplier formula (in theory) uses all of your economic damages and multiplies them to value non-economic damages.

For example, if you have $100,000 in medical bills, lost wages, and other economic damages, the insurance company may multiply that by two-and-a-half to value your economic damages for $250,000. The insurance company may then offer you $350,000 total as a settlement.

In our experience, multiplier formulas are not common and give many clients a false impression of what damages are attainable.

However, if an insurance company uses a per diem formula, they may apply a value to each day that the accident has impacted you and make you an offer for the total time they feel your life was affected by your injuries.

For example, if the insurance company allows for $100 per day and your injuries persist for 100 days, they may offer you $100,000 as a settlement.

Considering Your Degree of Fault

Georgia is a modified comparative negligence state. That means if you were partially at fault for an accident, you might still be able to recover compensation. As long as you were less than 50% at fault, you can collect compensation from the other party.

For example, if you were 49% at fault for the accident and had $100,000 in damages, your recovery would be reduced by $49,000. You could still recover $51,000 from the other party.

Severity of Injuries

A major factor in determining how much your case is worth is the severity and longevity of your injuries. In general, the worse you are hurt, the more money you will recover. That is because you will have higher medical costs, lost wages, pain and suffering, and other damages due to more severe injuries that last longer.

Damages in Personal Injury Cases

In a personal injury case, you can recover compensation for two types of damages: economic and non-economic.

Economic damages are easily valued monetary amounts that you have paid out of pocket or are billed for. They include:

  • Past and future medical costs
  • Lost wages
  • Loss of earning capacity
  • Property damage

Non-economic damages are not as easily valued. They include things like:

An expert may be required to establish future medical costs or non-economic damages in some cases.

Commonly Overlooked Damages

While most people are familiar with medical costs and lost wages, there are some other, lesser-known damages to think about. Without legal help, you could be leaving compensation on the table.

For example, in addition to lost wages, you may no longer be able to complete your previous job function. For instance, if you can’t move like you used to, you may have what’s called “a loss of earning capacity,” which means you can no longer earn as much as you once could. This loss will be ongoing throughout the rest of your career. It can add up to hundreds of thousands or even millions of dollars.

If your loved one died in an accident, you might not realize that you can get compensation to pay for all your past and future losses as well. You can get money to cover funeral and burial costs. You can even get compensation for the expected inheritance that you will no longer get because of the death of your family member.

How a Lawyer Helps Maximize Value

According to a study, working with a personal injury attorney can improve your chances of getting compensation and help you get more than you would without a lawyer on your side.

When personal injury victims work with an attorney, they get a payout approximately 91% of the time. Without a lawyer, victims only get money 51% of the time. Insurance companies know that they can take advantage of people who do not have lawyers. They will do everything possible to delay and deny your claim.

When victims failed to use a lawyer, they received an average compensation of $17,600. However, people who had a personal injury attorney on their side got an average compensation payout of $77,600. Thus, even with legal fees typically paid out of your compensation, you will receive more when you work with an attorney.

Some Common Complications

Insurance companies will do everything to cause problems with a personal injury claim. They are in business to make money. They don’t want to pay out to victims, no matter how strong your case is.

Disputing Liability

Insurance companies will often dispute liability and claim that their insured is not at fault. Or, in Georgia, they may try to place more of the blame on you.

Everything you say to an insurance company will be used against you. You should never talk to an insurance company, not even your own until you speak to an attorney first.

Your attorney can help you think clearly and develop safe answers to the questions the insurance company will ask. Your attorney can also handle all communication, so you don’t have to stress over it.

Disputed Damages

Insurance companies will also deny and dispute claims whenever possible. They may refuse to pay your medical bills, fail to cover all your property damage, and cut corners wherever possible. Insurance companies may even require you to be evaluated by their own doctors to determine if you actually need continued medical treatment.

It’s important that you work with a personal injury attorney who will fight back when the insurance company tries to dispute your economic and non-economic damages.

Client Stories

Client Dajaneshia headshot
★ ★ ★ ★ ★
"From the beginning to the very end, they made me feel as though there was not a step they couldn't handle. The attorneys at The Champion Firm made it very easy for me. They made me feel like family."

Dajaneshia   |   Car Accident

Michael client headshot
★ ★ ★ ★ ★
“When I talked to Morgyn, she [said], ‘we need you to worry about making sure you feel better. I’ve got everything else handled. If I come [across] someone that has an accident, I absolutely will refer The Champion Firm."

Michael   |   Car Accident

Client Natalia headshot
★ ★ ★ ★ ★
“From the get go, walking into The Champion Firm, I was very welcomed and everyone was very attentive to everything that had happened to me - There was never a time I had to question anything.”

Natalia   |   Premises Liability

★ ★ ★ ★ ★
"I literally do not think we would have made it through this process if it had not been for the Champion Firm. They literally changed our life."

Robyn   |   Slip and Fall

★ ★ ★ ★ ★
"A family member recommended the Champion Firm. I got the attorney on the phone immediately who walked me through my entire case."

Jake   |   Car Accident

Client who left a review icon
★ ★ ★ ★ ★
“For me, that personal relationship is very important. And I felt that with everyone [at the firm]. I absolutely would recommend The Champion Firm without hesitation.”

Sue   |   Slip and Fall

Client who left a review icon
★ ★ ★ ★ ★
“We felt like nobody cared about our situation [so] this firm felt like a blessing to us. I would refer anybody to come to this firm.”

Judith   |   Medical Malpractice

Client who left a review icon
★ ★ ★ ★ ★
"I would definitely recommend the Champion Firm. Until they took over [my case], there was no movement. And as soon as they did things happened like [snaps] that!"

Champion Firm Client   |   Motor Vehicle Accidents

Client who left a review icon
★ ★ ★ ★ ★
"I have never experienced that much warmth from people that have come to my aid. To me in a situation such as this. When I come in here, [Darl] makes me feel like family."

Wanda   |   Wrongful Death

Client who left a review icon
★ ★ ★ ★ ★
"The first time I met Darl, he came to my house because I was unable to drive. He made sure I was confident and comfortable the entire process [and the firm] wants to make sure that every client is taken care of."

Champion Firm Client   |   Motor Vehicle Accident

Client who left a review icon
★ ★ ★ ★ ★
“Darl Champion is the man. He just made everything happen and made it real easy [for me]. And the whole firm is nice. Every time I come here I’m always treated like one of the lawyers.”

Walter   |   Motor Vehicle Accident

Client who left a review icon
★ ★ ★ ★ ★
"I will refer anyone to Darl Champion. He is a good man, and he'll take care of you."

Michael   |   Slip & Fall

★ ★ ★ ★ ★
"Darl's not an ambulance chaser. He is a person who is out to help you."

Brent   |   Motorcycle Accident

★ ★ ★ ★ ★
"You're looking for people that you can trust with your life."

Sandra   |   Car Accident

★ ★ ★ ★ ★
"They are more than just attorneys, they are friends."

Julie   |   Wrongful Death

Cynthia looking serious
★ ★ ★ ★ ★
"I would recommend the Champion firm because of the care and the compassion that I received during my 5 year relationship with them after my car wreck."

Cynthia   |   Car Accident

Client Dajaneshia headshot
Michael client headshot
Client Natalia headshot
Client who left a review icon
Client who left a review icon
Client who left a review icon
Client who left a review icon
Client who left a review icon
Client who left a review icon
Client who left a review icon
Cynthia looking serious

Personal Injury Compensation FAQ

1. What Is the Average Personal Injury Settlement?

On average, if you accept the first offer from an insurance company, you will only get approximately $11,800. However, if you allow a personal injury attorney to negotiate an appropriate settlement, you can get an average of $42,500.

2. Will I Have to File a Personal Injury Lawsuit?

In cases where a personal injury lawsuit is filed or threatened, the settlement tends to be higher. An average settlement when no steps are taken towards a lawsuit is $23,000. However, if you work with a personal injury attorney and file a lawsuit, the average settlement is $45,500.

3. How Long Will It Take to Get Compensation?

The average time to resolve a personal injury claim is 11.4 months. In cases where a payout was received, it took an average of 10 months. Approximately 30% of the people who responded to this survey indicated that it took more than a year to resolve their injury claims.

It’s understandable to want a quick payout, but in cases that took six months or less, people typically got nothing at all.

Get Help & Recover More

If you or a loved one suffered severe injuries because someone was negligent, The Champion Firm will fight for your right to receive all the compensation you deserve. Our lawyers will listen to your story and help you understand your options.

Schedule your free, no-risk, no-obligation consultation at 404-596-8044 or complete our contact form. There’s no fee unless you win.